SOAR Auto Loans function very similarly to auto loans, except you have a GPS installed in your vehicle. The GPS acts as your cosigner, allowing less experienced or riskier borrowers to still obtain an auto loan. SOAR auto loans are typically used for vehicle purchases.

SOAR Credit Builder Visa Cards are used to help you build or rebuild credit. You only pay interest when you advance funds via purchases or cash advances, and there is a minimum payment due every month. Your minimum payment is usually a percentage of your balance, which means it can change month to month. NCCYou offers rewards for purchases.  Our Credit Builder Visa has a great rate of 14.9%

The SOAR Credit Builder Loan is designed to help members both build credit and save money. Members borrow money which is held in a savings account as collateral for the entirety of the loan. After the loan is paid off, the money is then available to the member in a savings account. The SOAR credit builder loan is an installment loan in which you have a set payment and term (length of time to repay).