Credit Builder Loans and Credit Cards
NCCYou prioritizes helping members at all stages of life. That’s why we offer Credit Builder Loan products for members wishing to establish or re-establish their credit. All participants will work with a knowledgable loan specialist that aims to set you up for success throughout your credit journey. Fill out the form below or call us at 218-279-3200 Opt. 3 to get started today!
Credit Builder Loans
This loan is designed to help our members both build their credit and save money. They borrow money which is held in a savings account as collateral for the entirety of the loan. After the loan is paid off, the money is then available to the member in a savings account. The Credit Builder Loan is an installment loan in which you have a set payment and term.
Credit Builder Auto Loans
These function very similarly to auto loans, except that you have a GPS installed in your vehicle. The GPS acts as your co-signer, allowing you to obtain an auto loan while you build or repair your credit.
Credit Builder VISA Card
The Credit Builder Visa is used to help you build or re-build your credit while giving you the purchasing power of a Visa credit card. You only pay interest when you use the card for purchases or cash advances, and there is a minimum payment due every month. NCCYou offers rewards points for your purchases! The Credit Builder Visa has a great rate of only 14.9%!
