Our Mission: to empower the next generation of savvy savers.  This year’s sea‑themed focus, “Seas the Day” guides young ocean explorers toward smart money habits in their early years.  Think of it as a month‑long tide dedicated to equipping our young swimmers with financial know‑how.

We invite you to explore our youth savings and certificate options and join us for future financial literacy events beneath the surface. Exploring the world of money can be as exciting as spotting dolphins, complete with special undersea missions and treasure‑themed prizes.  Don’t let this opportunity drift away with the tide—help your child chart a course toward financial success today.

Make a splash with our shell‑ebrated youth accounts.  At NCCYou, we’re helping young sea explorers begin their financial voyage with exciting savings opportunities. All new youth members, and existing youth accounts who make a deposit, will be entered into the drawing at the end of the month.

You could win…

Open a new Youth Share Account and/or a new Youth Saver Certificate (12-month or 36-month term) during April and receive a $25 bonus credit for each qualifying account type opened. Maximum bonus: $50 per member (one $25 credit per account type). Bonus credit will be applied to the qualifying share account within 60 days of account opening.

Offer valid April 1–April 30, 2026. Offer available to new Youth Share Account and Youth Saver Certificate holders only; existing accounts do not qualify. One bonus per account type, per member. Membership eligibility required. Accounts must remain open and in good standing at the time the bonus is credited. Northern Communities Credit Union reserves the right to modify or cancel this promotion at any time. Federally insured by NCUA.

Embark on a savings journey from day one.  Our Coral Cadet youth share savings account is perfect for little swimmers (ages 0–12) just starting their financial voyage.

Minimum deposit: Only $5 to open your account.

Dividends are compounded daily based on the average balance and credited quarterly, so your savings can grow steadily—like a colorful coral reef over time.

An adult sponsor is required; a parent, grandparent, or legal guardian will help guide each Coral Cadet as they learn.

Take advantage of this fintastic opportunity to help your child build strong savings habits early.

For young adventurers ready to dive deeper into saving, our Ocean Explorer youth certificate is the perfect next step.  Open a Youth Certificate today and give your child an exciting reason to smile as they watch their undersea treasure grow.

Minimum opening balance of $250 to start your Ocean Explorer journey.

Choose certificate terms of either 12 or 36 months to match your savings goals.

This is a wise investment in their future.  When your child turns 18, their funds will roll over to a share account at maturity, giving them a strong current to carry them into adulthood.

Become an Ocean Explorer today and watch your money grow faster than a school of fish on the move.

We are passionate about making sure all kids have access to financial literacy tools they can use at home.  Here’s a new game to enjoy with your young sea explorers.

Download >> Dive into Lending: A Deep-Sea Loan Adventure

To see more games like this visit: MFNE