It's All About You At NCCYou!


We are here for YOU!

Times are hard but we are here and ready to help.  Click to apply or call us for information!

Full Service Banking Wherever you are

Sign up for our Newsletter!

Northern Communities Credit Union Remains Open to Serve YOU!

Dear NCCYou Members,

Credit Unions are an essential service and are open to serve during the shelter in place order for Minnesota declared by Governor Walz on 03/25/2020.

What does this mean for you?  It means although our lobbies remain closed for business, we are otherwise open and here for you in the following ways…

-Our drive thru will remain open regular business hours at both our Arrowhead Road, Duluth location and our Virginia/Mt. Iron location. Please be prepared for extra wait times and we will do our best to be fast and efficient.

-Credit Union deposits are insured by the National Credit Union Administration (NCUA) per individual up to $250,000, just as bank deposits are insured by the FDIC.  Members can rest assured their money is safe.

-We have 24 hr ATMs available at both locations, and also one in the shops at Bluestone and all will be cleaned and sanitized frequently. You can also use your NCCYou card with no fees at any ATMs that have the Pulse, Moneypass, Co-op or Cirrus logo.

-Our website offers complete 24 hour online banking and bill pay services for no charge.  You can also make payments and apply for loans. -Our free mobile app also offers complete 24 hour access to your accounts and the ability to deposit checks, transfer funds and pay bills.

-Your accounts are also available to monitor via phone on our Call 24 line 218-279-3224 at any time.

-If you have any other account questions, we are available during business hours to help you via phone on our regular line 218-279-3200. -the Minnesota Credit Union Network (MnCUN) introduced a website with additional resources from financial counseling to food insecurity for Minnesotans during the pandemic.

-Minnesota’s Attorney General Keith Ellison has advised consumers to be hyper-aware of COVID-19 scams and report price gouging.  Information can be found at 

-If you are having any financial difficulties or feel unable to pay your NCCYou loans or credit cards on time, please call us at 218-279-3200 opt. 4 immediately. We have a special Helping Hand loan option in place, in addition to reduced interest rates, some restrictions may apply.

Please check back often and also check Facebook, Instagram, and Twitter for additional updates.

Your health and safety are our biggest concern, both physically and financially and we will continue to be here for YOU.

Thank you for being a part of the NCCYou family.

Become a Member!

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member. Federally Insured by NCUA. Equal Housing Lender.

NCCYou members, you can save $15 on your taxes with Turbotax!

You are now leaving Northern Communities Credit Union

Northern Communities Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Northern Communities Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL