For nearly a century, Northern Communities Credit Union (NCCYou) has been your neighbor, your partner, and your champion in Northern Minnesota. Our story began in 1928 in the brand-new Duluth City Hall—back when we were the Duluth City and County Employees Credit Union, proudly serving city and county workers. In 2004, we threw open our doors to the entire county, and today, we welcome anyone who lives, works, worships, or attends school in St. Louis County—plus their family members.

 

Just like the iconic bridges that define Duluth and Virginia/Mt. Iron, we’re here to connect you to what matters most. We bridge the gap between cold financial institutions and warm personal relationships, between individual dreams and community strength, between financial challenges and lasting success. That’s not just what we do—it’s who we are.

NCCYou’s Mission Statement: To promote member and community success by meeting their changing financial needs.

NCCYou’s Vision Statement: To become St. Louis County’s leading financial institution by giving our members WOW service.