Welcome to NCCYou!

We are glad you are here! As a valued member of our credit union, you gain more than just access–you join a community that puts YOUR goals first.

Member Deposit RatesMember Loan Rates

Unlock your Member Benefits–Find All the Details Below

Digital Tools for Life. Click on the links below to discover all the perks you can look forward to.
Let’s get started with our easy-to-use Online Banking tools and Mobile App…

Online Banking

Check balances, pay bills, transfer funds and manage your accounts with just a few clicks.

Mobile App

Check balances, transfer funds, pay bills, deposit checks, and manage your cards–all with just a tap.

Shared Branching

Make deposits, withdrawals, and transfers at any US credit union with the CO-OP Shared Branch logo.

Remote Deposit Capture

A safe and convenient way to deposit a check via your smart device anywhere, anytime.

CardNav

Add another level of security and fraud protection to your cards by alerting you when types of transactions are taking place.

E-Statements

Electronic Statement (e-statements) are a convenient way for members to receive monthly statement and they are free to all members.

ID Guard Checking

A checking account that comes with credit and identity monitoring, reimbursement coverage, and identity restoration services.

Courtesy Pay

Protect your account from transactions or checks being rejected or returned when funds are not available.

Financial Guidance Built Around Your Goals

Ready to take control of your money? Explore our FREE Financial Wellness Center–designed to empower you at every stage of life. Dive into a world of resources, including:

Engaging courses – covering everything from budgeting basics to investing for the future
One-on-one counseling – tailored to your unique goals
Interactive tools and calculators – for smarter decision-making

And that’s just the beginning! Here’s a sneak peek at some of our most popular courses…

Financial Trouble Course NCCYou

Budget Basics

From setting goals to paying off loans, the basics of effective budget management course.

NCCYou Identity Theft Course

Identity Theft

An overview of identity theft, including strategies for preventing it and what to do if it happens to you.

NCCYou Debt Management

Debt Management

How to reduce what you owe, find help if you need it, and stay on track for a brighter financial future.

Complete All Courses To Earn Your Certificate Badge!

NCCYou Making an Impact in Our Communities...

Wincentive Winner

Putting Members First Since 1928

Financial Services with YOU in mind.

At NCCYou, putting our members first is at the heart of everything we do. As a not-for-profit, member-owned cooperative, we exist solely to serve our members–not shareholders. By offering lower fees, better rates, and personalized service.

If you have any questions or if we can be of further assistance,
please reach out at (218) 279-3200 or supportyou@nccyou.com.

Wonderful Service, very friendly, helpful, just outstanding!

Laura P

NCCYou Member

Everyone has been wonderful in person and on the phone. The staff is caring and helpful to me and I do ask for a lot of help from them.

Sarah K.

NCCYou Member

Always there to support my needs and any issue I may have. Also looking out for me with decision making on loans!

Bill Z.

NCCYou Member

Boring Stuff–Fees and Disclosures

We know these are not the most exciting topics, but transparency is key. Click below
to learn about these essentials.

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