Your NCCYOU Loan Options
We can help you finance everything from cars to boats to homes to land and more! Our goal is to get you the best rates and terms possible- contact us today to learn more!
Unlock Your Dreams with a Loan from NCCYou!
Looking for a smarter way to finance your next big step? At NCCYou, we’re here to help you turn possibilities into reality. Whether you’re planning a dream vacation, consolidating debt, or covering unexpected expenses, our flexible loan options put your goals within reach—with competitive rates and a friendly, local touch. See our extensive loan offering below and start your application today!
Home Loans
Mortgages
Whether your are looking for your dream place to call home or just a place to relax, we finance lakeshore, cabin, and bare land in addition to traditional home mortgages. Apply today!
Construction Loans
Whether you’re designing a custom home or renovating an existing one, we’ll help you turn your vision into reality. Explore our streamlined application process and start building today!
Home Equity Line of Credit
Make the equity in your home work for you! Our Home Equity Line of Credit (HELOC) can be used for home remodeling, debt consolidation, and more!.
Mortgage Down Payment Assistance
Help make homeownership more accessible. This loan can help cover part or all of the down-payment and sometimes even closing costs. Contact our lending team to learn more.
Vehicle Loans
Auto Loans
Whether buying a new, used, or even a fun classic car or truck, NCCYou has you covered with great rates and personalized member service. Contact our team today to get started.
Boat, Bikes, and ATV Loans
NCCYou can help you get that ATV, boat, snowmobile, motorcycle, side-by-side, golf cart, or any other toys you need to get outside and play!
RVs and Motorhome Loans
Ready to explore the great outdoors? Our flexible loan options make it easy to finance your adventure vehicle with great rates and personalized service.
Vehicle Repair Loans
Cover unexpected car repair costs when you don’t have the funds upfront. This loan offers a practical solution for getting your car back on the road without breaking your budget. Contact us to learn more.
Credit Builder Auto Loans
Designed to help members with no credit or challenged credit histories purchase a vehicle all while improving your credit. If you have bad credit or no credit, we can help!
Student Loans
Student Loans
Whether you’re an undergraduate, graduate, or a parent — we have student loan options to meet your specific needs. Northern Communities Credit Union is in partnership with Student Choice to provide you with the best loan options. Visit our Student Loan portal.
College Bound Loans
Whether you need to bridge the gap after scholarships and federal aid or cover essentials like textbooks, technology, and housing. We can help. Our College Bound loans are designed to help you soar through college expenses with confidence. Apply today.
Credit Builder VISA Card
We offer Credit Builder loans and Visa Credit Cards for members wishing to establish or re-establish their credit. You will work with a knowledgable loan specialist that aims to set you up for success throughout your credit journey.
Personal Loans and Credit Cards
Personal, Unsecured Loans
NCCYou offers a personal loan with no collateral needed! You can use this type of loan in many ways like paying for your dream wedding, taking a vacation, pet care expenses, auto repairs, debt consolidation, and more. Contact us today.
Credit Builder Loans
Our Credit Builder loans help our members both build their credit while saving money. The borrowed money is held in a savings account as collateral for the entirety of the loan. After the loan is paid off, the money is then available to you in a savings account.
VISA Credit Card
We have one of the best credit cards around! We offer a low-rate Platinum, Classic, or Credit Builder Visa Credit Card that also has great rewards! Earn points each time you use your card. From groceries to fuel to utility bills, your everyday purchases will really pay off.
Complete this form to inquire about a loan today!
