NCCYou's Holiday Skip a Pay
Wrap up more joy this season–skip your next loan payment and keep a little extra jingle in your pocket!
To help you free up some extra cash this holiday season, we are offering you the chance to skip up to two payments on any of your qualifying loans. Just complete the form below. Celebrate the season without the stress, and enjoy a joyful holiday filled with warmth and cheer!
Happy Holidays from NCCYou!
For questions, call your NCCYou Lending Team today at 218-279-3200 option 3.
We are partnering with the Children’s Miracle Network once again this year to raise funds for Credit Unions for Kids and Children’s Miracle Network Hospitals, supporting their essential work. If you would like to contribute $5 to this cause, please check the donation box, and the amount will be added to your loan balance. Thank you for your support!
Terms and Conditions:
Member may qualify for up to two months of skipped payments.
A $35 charge will be added to your loan balance for each month you choose to skip a pay, and if you choose to donate to the Children’s Miracle Network and additional $5 will be added for a total of $40.
Visa, student loans, lines of credit, single payment notes, real estate, home equity, and mortgage loans are not eligible.
Loans with a monthly payment of more than $500 or have 72-month term or greater are only eligible to skip one month.
You must have a minimum payment history of twelve months to have a qualifying loan.
Loans that are currently delinquent, have missed a payment within the past twelve months, or have been deferred are not eligible.
Interest continues to accrue on your loans while payments are skipped, your loan term will be extended, and you may pay more interest than was originally scheduled.
For joint loans, all borrowers must sign the form.
GAP coverage allows for two skipped payments per year, up to 10 over the life of the contract. Coverage will not be extended past the original maturity date.
