Introducing… WINcentive Savings with NCCYou!

WINcentive Savings is prize-linked savings account in which members are entered into monthly, quarterly, holiday, and annual cash prize drawings if they increase their month-over-month balance by $25. We will also have a special monthly NCCYou member only drawing so our members are guaranteed to win! 

Can I make withdrawals? 
While we encourage members to commit to one year of saving at the time of account opening, we understand that life happens. If your account balance is lower at the end of this month than it was last month, you won’t earn entries for next month’s prizes. However, you’ll keep any previous entries as long as the account stays open and you can start earning entries again the following month based on any new deposits made without having to make up for the amount withdrawn the previous month.

Can everyone in my family have an account? 
Yes! Children/minors can have an account jointly with a parent, grandparent, or legal guardian (minor is primary). WINcentive™ is a great way to help kids develop good savings habits early!

 When are the prize drawings? 
Monthly drawings occur around the 10th of each month for the previous month.

Statewide Drawings

These are held by the Minnesota Credit Union Network and include entries from members at all participating credit unions.

 Monthy: $100 (5 winners)

Quarterly: $1,000 (5 winners)

Holiday: $1,000 (2 winners)

Annual: $5,000 (2 winners)

NCCYou Drawings

These are limited to NCCYou members -12 guaranteed winners per year!

 Monthly: $100

Call or text us at 218-279-3200 or apply online for your WINcentive Savings account today and start saving to WIN!