Your NCCYou Locations and Hours
Duluth - Arrowhead Office
3311 West Arrowhead Rd
Duluth, MN 55811
24 Hour Drive-up ATM
Lobby Hours:
Monday – Friday: 8:30 am – 5:00 pm
Drive-Thru Hours:
Monday – Thursday: 7:30 am – 5:00 pm
Friday: 7:30 am – 5:30 pm
Virginia / Mt. Iron Office
800 S. 16th Ave
Virginia, MN 55792
24 Hour ATM outside lobby doors
Lobby Hours:
Monday – Friday: 8:30 am – 5:00 pm
Drive-Thru Hours:
Monday – Friday: 8:00 am – 5:00 pm
2025/2026 Holidays - Office Closures
New Year’s Eve: December 31, 2025, Closing at 1:00 PM
News Years Day: January 1, 2026
Martin Luther King Jr Day: January 19, 2026
Presidents’ Day: February 16, 2026
Memorial Day: May 25, 2026
Juneteenth: June 19, 2026
Independence Day: July 3, 2026
Labor Day: September 7, 2026
Indigenous Peoples’ Day / CU Forward: October 12, 2026
Veterans Day: November 11, 2026
Thanksgiving Day: November 26, 2026
Family Focus Day: November 27, 2026
Christmas Eve: Wednesday, December 24, 2026
Christmas Day: Thursday, December 25, 2026
New Year’s Eve: December 31, 2026 – Closing at 1:00 PM
Where to Find Our ATMs
We have 24 hr surcharge free ATMs at our two branch locations. You can also use any ATM with the Co-op symbol for free. Click the CO-OP ATM symbol to find a location.
