Deposit Rates

Effective March 24, 2025
Savings up to $250,000 Federally Insured by NCUA

Savings Accounts

Account

APY*

Share Account

0.100%

Youth Share Account

0.100%

Second Savings Account

0.100%

WINcentive Saving Account

0.100%

Christmas Club

0.100%

Vacation Club

0.100%

Escrow

0.100%

Money Markets

Balance (Minimum – Maximum)

APY*

$2,500 – $9,999

0.500%

$10,000 – $24,999

1.000%

$25,000 – $49,999

1.250%

$50,000 – $99,999

1.750%

$100,000 – $199,999

2.000%

$200,000 or greater

2.250%

Certificates

Term and Type

APY*

6-month Share Certificate

3.500%

12-month Share Certificate

4.000%

12-month Youth Share Certificate

4.000%

24-month Share Certificate

3.250%

36-month Share Certificate

3.000%

36-month Youth Share Certificate

3.000%

48-month Share Certificate

2.500%

60-month Share Certificate

2.750%

*All rates and terms are effective as of March 24, 2025 and are subject to change without notice. Dividend rates given are Annual Percentage Yields (APY). Rates may change after account is opened. Fees may reduce earnings. Please see the Fee Schedule to view fees that may apply.

Interest on share certificates of less than 24 months paid at maturity; interest on share certificates of 24 months or more paid quarterly. Minimum share account balance is $5. A minimum of $1,000 is required as an opening balance for certificates. A minimum of $250 is required as an opening balance for youth certificates. A penalty will be imposed for early withdrawal of certificates.

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Deposit Rates

Savings Accounts

Money Markets

Certificates

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