NCCYou Auto Loans
Ready to roll? Apply now and hit the road with confidence.
Your Next Car Is Waiting. Let’s Get You In It!
Get behind the wheel faster with rates as low as 4.75% APR*. Fast, easy approvals—so you can spend less time waiting and more time driving. No payments for up to 45 days—enjoy your new ride now, pay later!
*APR = Annual Percentage Rate. Rates and terms are subject to change at any time without notice. Your actual rate may be different depending on your payment and credit history. Some restrictions may apply. Additional fees may apply. New or existing membership at Northern Communities Credit Union is required.
Why Choose NCCYou for your Auto Loan?
- Competitive rates for new and used vehicles—same great deal, no matter what you drive.
- Flexible terms tailored to your budget.
- Up to 125% financing available, including tax, license, and fees**.
- Quick decisions and local service from people you trust.
**Restrictions apply. See a lender for details.
Refinance and save—lower your monthly payment or pay off your car sooner. We make it easy to get behind the wheel with great rates and fast loan decisions. Purchase or refinance today!
Like Diane, you could be behind the wheel of a new car within hours.
Ask us about our Credit Builder Loans! Perfect for members who are building or repairing credit.
Visit our Financial Wellness Center for more financial articles and tools on these and other topics.
Discover More
Buying a Car Course
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From choosing a make and model to financing a purchase, topics every consumer should understand.
Negotiating Price
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Know what to expect when negotiating the best deal including strategies that could save you thousands of dollars.
Evaluating a Used Car
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Buying a used car can cut your purchase cost, but there are risks to consider. How to “do your homework.”

