Celebrate Teen Month at NCCYou!
October is Teen Month! Come celebrate with us by building your Teen Saver Starter Pack!
First job? First paycheck? First savings goal? Your teen’s financial future is full of big firsts! This Teen Month build your “Teen Saver Starter Pack” to include the accounts, tools, and confidence your teen needs to save, spend, learn, and grow.
Ready to start building your Pack? Here's what's available from NCCYou:
Open a Checking Account for your Teen
A place for paychecks, savings goals, and everyday money moves. A first checking account gives teens a safe place to manage their money–and give parents confidence as they learn to save, spend, and make smart choices.
Include a debit card for a convenient way to pay, track purchases, and practice responsible money management–without relying on cash. Enjoy mobile wallet, and tap-to-pay functionality, making everyday purchases faster, safer, and more convenient.
Parents: add Card-Nav features to receive notifications in real-time, set limits, freeze card, etc.
Open a Youth Certificate (CD) for your Teen
Have money set aside for a future goal? A Youth Certificate can help teens put savings to work while learning that patience and planning can pay off. Whether the goal is a car, college, a dream trip, or “something awesome” this is a great way to start building toward it.
Receive a $25 or $50 Bonus for opening a new Account for your Teen!*
Open a new Checking Account and/or a new Youth Share Certificate (12-month or 36-month term) for your teen during October 2026 and receive a $25 bonus credit for each qualifying account type opened. Maximum bonus: $50 per member (one $25 credit per account type). Bonus credit will be applied to the qualifying share account within 60 days of account opening.
*Offer valid October 1–October 31, 2026. Offer available only to new Checking Accounts and Youth Saver Certificate holders; existing accounts do not qualify. One bonus per account type, per member. Membership eligibility required. Additional fees may apply. A minimum of $250 is required as an opening balance for youth certificates. Accounts must remain open and in good standing at the time the bonus is credited. Minors must be at least 13 and have a parent, grandparent, or legal guardian on the account. Members 18+ do not qualify for promotion. Northern Communities Credit Union reserves the right to modify or cancel this promotion at any time.
**Score a Chance to Win $125!**
All new teen members, and existing NCCYou teen accounts will be
entered into a drawing at the end of the month.
Open to all legal residents of St. Louis County, Minnesota. No purchase, account opening, deposit, or membership required to enter or win. For Alternative Means of Entry: Mail a standard sized handwritten postcard containing your full name, street address, phone number and email address to 3311 West Arrowhead Rd. Duluth, MN 55811, attention Marketing Department. Postcards must be postmarked by 10/24/2026 and received by 10/31/2026. Winner will be randomly chosen via drawing on Monday November 3, 2026. All entrants must be 13 to 17 years of age at the time of the drawing. Winner need not be present to win and will be notified via telephone. Odds of winning depend on the number of entries received. One entry per person. Northern Communities Credit Union reserves the right to modify or cancel this promotion at any time.
Bonus Item:
Become a Financial SuperPower when you sign up for MoneyEDU
Money questions do not come with an instruction manual—but MoneyEdu can help. Teens can explore easy-to-understand tools and resources for budgeting, saving, credit, spending, and planning ahead. Because knowing what to do with your money is a skill worth leveling up.
Ready to Apply?
Stop in, apply online, or talk with us about options that fit your teen’s needs.
