NCCYou Fee Schedule
Effective: November 1, 2025
CHARGED PER OCCURRENCE/SERVICE
FEE
ATM/Debit Card Replacement
$10.00
ATM/Debit Card Rush Order
$32.00
Check Copy (per item) (>30 Days)
$3.00
Closing Membership w/in 30 days
$5.00
Coin (non-members only)
5% of total
Deposited or Cashed Item Returned Unpaid
$20.00
Gift Cards
$4.00
International Fee (debit/credit purchases made outside of U.S.)
1% of purchase
Mail Receipt for Transaction
$2.00
Mail Returned Undeliverable
$6.00
Money Orders
$2.00
Mortgage Modification
$125.00
NCCYou Corporate Check (under $1000.00, not payable to member)
$5.00
Notary Fee
Free
NSF/Courtesy Pay Per Item
$30.00
Over the phone payment from different financial
$5.00
Record Research (per hour-1 hour minimum)
$30.00
Skip-a-Pay
$35.00
Statement Copies (per month) (>30 Days)
$3.00
Stop Payment (personal checks)
$30.00
Unperfected Lien (per month)
$25.00
VISA Cash Advance for Non-NCCYou Cards
2% of advance
Wire Fee Foreign
$60.00
Wire Fee Incoming
$20.00
Wire Fee Outgoing
$30.00
CHARGED MONTHLY (When Applicable)
FEE
Dormant Account Fee
$15.00
IDGuard Checking
$2.95
Inactive Account Maintenance Fee
$5.00
Loan Late Fee (>15 days)
5% or $15.00
Paper Statement
$4.00
Visa Credit Card Late Fee
Up to $15.00
