NCCYou Credit Builder Products
NCCYou prioritizes helping members at all stages of life. That’s why we offer Credit Builder Loan products for members wishing to establish or re-establish their credit. All participants will work with a knowledgable loan specialist that aims to set you up for success throughout your credit journey. Fill out the form below or call us at 218-279-3200 Opt. 3 to get started today!
Credit Builder Auto Loan
These function very similarly to auto loans, except that you have a GPS installed in your vehicle. The GPS acts as your co-signer, allowing you to obtain an auto loan while you build or repair your credit.
Credit Builder Visa Credit Card
The Credit Builder Visa is used to help you build or re-build your credit while giving you the purchasing power of a Visa credit card. You only pay interest when you use the card for purchases or cash advances, and there is a minimum payment due every month. NCCYou offers rewards points for your purchases! The Credit Builder Visa has a great rate of only 14.9%!
The Credit Builder Loan
This loan is designed to help our members both build their credit and save money. They borrow money which is held in a savings account as collateral for the entirety of the loan. After the loan is paid off, the money is then available to the member in a savings account. The Credit Builder Loan is an installment loan in which you have a set payment and term.