Your NCCYou Visa Card

What is your credit card doing for YOU?

NCCYou has the best credit card options to help you build and use your credit wisely. We offer a platinum Visa with a low 9.90% apr* and a classic Visa with a low 14.90% apr*, both with no annual fee and great rewards you can use towards gifts cards, travel, merchandise, experiences, green products, charitable donations, discount memberships and even cash back. If you need to build credit or re-build your credit, NCCYou also offers a Credit Builder Visa and a Secured Visa to help! Ask our lenders for details.


We will also be offering DOUBLE REWARDS for all new purchases from Oct. 1 to Nov. 30th!!

We now offer CardNav by CO-OP, which gives you real-time protection and control over your NCCYou VISA Card through your smartphone or tablet 24/7.  It’s safe, easy, and FREE!  

Online Bill Payment

You can now set up an online transfer payment from your NCCYou account to your NCCYou Visa credit card, which updates immediately. You can perform this transfer whenever you want, or set up a scheduled transfer. All through Access 24!

Important note about your Visa Payment

For all members with a Visa credit card with NCCYou, please note that we have migrated payment due date to the 28th of every month, starting in September. If you have any questions about our Visa cards, please call (218) 279-3200 Ext. 227 or press option #5 on our phone menu.

If your VISA Credit Card is lost or stolen:
Calling from within the US: 888-241-2510
Calling from outside the US: 909-941-1398

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