Your NCCYou VISA Cards


Welcome to your rewards!

Responsible use of credit is becoming more and more important in today’s world. That’s why NCCYou is happy to offer two types of cards: Platinum, for the most experienced of credit users, and Classic, for those just starting or rebuilding their credit. You’ll find the cards have great rates and terms!

By using your Platinum Visa credit card, you can earn points to use toward rewards like gift cards, travel, merchandise, experiences, green products, charitable donations, discount memberships and even cash back. Stop in to pick up info about what kind of rewards you can earn and apply for a card! Learn more about your rewards here, and claim your rewards here:

We now offer CardNav by CO-OP, which gives you real-time control over your NCCYou VISA Card through your smartphone or tablet. More Info…
Call for current credit card rates. 

Online Transfer Payment

Online Bill Pay Just Got Easier!
You can now set up an online transfer payment from your NCCYou account to your NCCYou Visa credit card, which updates immediately. You can perform this transfer whenever you want, or set up a scheduled transfer. All through Access 24!

Manage your Visa card, check your balance and make payments by logging in to Access 24.

Important note about your Visa Payment

For all members with a Visa credit card with NCCYou, please note that we have migrated payment due date to the 28th of every month, starting in September. If you have any questions about our Visa cards, please call (218) 279-3200 Ext. 227 or press option #5 on our phone menu.

If your VISA Credit Card is lost or stolen:
Calling from within the US: 888-241-2510
Calling from outside the US: 909-941-1398

EMV Chip VISA Cards:

As part of our ongoing commitment to provide exceptional member service, and to increase member security, our credit card system was updated this past fall. We issued new cards to all current credit card holders featuring a special security feature called an EMV Chip.

The EMV Chip is an encrypted microchip embedded in your new credit card. These chips store and secure cardholder data so that when making a purchase, your data is protected throughout the transaction. This helps increase member security and decrease credit card fraud.

We are very excited to continue serving you and to provide you with this additional security feature. Please contact us with any questions or issues.



NCUA Logo Equal Lender Logo