Your NCCYOU Loan Options

We can help you finance everything from cars to boats to homes to land and more!  Our goal is to get you the best rates and terms possible- contact us today to learn more!


See our loan products and start your application below.

Personal, Unsecured Loan

NCCYou offers a personal loan with no collateral needed! You can use this type of loan so many ways- to pay for your dream wedding, take a vacation, pet care expenses, auto repairs, debt consolidation, and more.

Auto Loan

Whether you want to buy a new, used, or even a fun classic car or truck, NCCYou has you covered with great rates and great customer service. If you have bad credit or no credit, we can help! Contact our team today to get started.

Recreation Loan

There are so many fun things to do outside in Northern Minnesota and NCCYou has the loan to get you the ATV, snowmobile, motorcycle, boat, dirt bike, golf cart or any other toys you need to get outside and play!

Home Equity Loan

Make the Equity in your home work for you! Our low rate Home Equity Line of Credit can be used for home improvements, additions, decks, landscaping, college expenses, debt consolidation, or any old thing your heart desires.

Visa Credit Card

We have one of the best credit cards around!  We offer a low rate Platinum, Classic or Credit Builder Visa Credit Card that also has great rewards!


Whether your are looking for your dream place to call home or just a place to relax, we finance lakeshore, cabin, and bare land in addition to traditional mortgages. 

Student Loans

Whether you’re an undergraduate, graduate, or a parent — we have student loan options to meet your specific needs. Northern Communities Credit Union is in partnership with Sallie Mae to provide you with the best loan options. 

FLi Credit Builder Products

We offer Credit Builder loans and Visa Credit Cards for members wishing to establish or re-establish their credit.  You will work with a knowledgable loan specialist that aims to set you up for success throughout your credit journey.

Complete the form below to inquire about a loan today!

  • This field is for validation purposes and should be left unchanged.


You are now leaving Northern Communities Credit Union

Northern Communities Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Northern Communities Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

Click the link above to continue or CANCEL