Your NCCYou Locations and Hours
Arrowhead Office
3311 West Arrowhead Rd
Duluth, MN 55811
24 Hour Driveup ATM
Lobby Hours:
Monday-Friday: 8:30am-5pm
Drive-Thru Hours:
Monday-Thursday: 7:30am-5pm
Friday: 7:30am-5:30pm


Virginia/Mt. Iron Office
800 S. 16th Ave
Virginia, MN 55792
24 Hour ATM outside lobby doors
Lobby Hours:
Monday-Friday: 8:30am-5pm
Drive-Thru Hours:
Monday-Friday: 8:00am-5pm
Woodland, Duluth • Bluestone Shops ATM
1004 Woodland Ave.
Duluth, MN 55803
24 hour indoor ATM ONLY
** Our ATM at the Government Services Center in downtown Duluth will be permanently disabled as of December 8, 2022 **
Holiday Hours 2023
New Years Day, observed January 2
Martin Luther King, Jr Day, January 16
President’s Day, February 20
Memorial Day, May 29
Juneteenth, June 19
Independence Day, July 4
Labor Day, September 4
Indigenous People’s Day/CU Forward Day, October 9
Thanksgiving Day, November 23
Family Focus Day, November 24
Christmas Day, December 25
Our 24 hr atms, Call 24, online banking, and mobile app will still be available as usual. Thank you!
If your VISA Debit or Credit Card is lost or stolen:
Calling from within the US: 888-241-2510
Calling from outside the US: 909-941-1398
Where to find our ATMS
We have 24 hr surcharge free ATMs at our location on Arrowhead Rd. in Duluth, the Shops at Bluestone in Duluth, and at our location on 16th Ave in Virginia/Mt. Iron. You can also use any ATM with the Co-op symbol for free. Click the symbol above to find a location.