WINCentive Savings Accounts from NCCYou!
Click to ask a QuestionWIN with WINcentive!
WINcentive® Savings offers prize drawing entries for every $25 you save (up to 4 entries per month). Prize drawings occur monthly, quarterly and annually – so the more you save, the more chances to win!
Cash prize amounts include:
$100
$1,000
$5,000
General Rules:
- May make unlimited deposits
- Must have $5 to open account and commit to one year of saving
- Can only be primary account holder for one WINcentive Savings account (can be a joint account holder for multiple account)
- Must be a resident of Minnesota or Wisconsin
- Funds are insured up to at least $250,000 by NCUA
Statewide Prize Drawing Schedule
Winning one prize category (monthly, quarterly, or annual) does not disqualify a participant from winning a different prize category within the same year. Drawings will occur on or about the 10th of each month, or the next business day, for the previous month and/or quarter end. Prize amounts and number of winners are subject to change.
WINcentive FAQs - Frequently Asked Questions
Can I make withdrawals?
While we encourage members to commit to one year of saving at the time of account opening, we understand that life happens. If your account balance is lower at the end of this month than it was last month, you won’t earn entries for next month’s prizes. However, you’ll keep any previous entries as long as the account stays open and you can start earning entries again the following month based on any new deposits made without having to make up for the amount withdrawn the previous month.
Can everyone in my family have an account?
Yes! Children/minors can have an account jointly with a parent, grandparent, or legal guardian (minor is primary). WINcentive™ is a great way to help kids develop good savings habits early!
When are the prize drawings?
Monthly drawings occur around the 10th of each month for the previous month.
