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Holiday Hours

Please see the following holiday closings or changes in hours.

Thanksgiving 11/26: Closed (we will be open on Friday the 27th)
Christmas Eve 12/24: Open 8:30 am to 1 pm
Christmas Day 12/25: Closed
New Year’s Day 1/1: Closed

You can always access your account by using Access24. Make a payment, make transfers, check your balance, pay more bills and much more. Give it a try! For help getting started, call us at (218) 279-3200.

Your Minimum Required Balance has Changed

The Board of Directors of NCCYou has approved reducing the minimum required balance from $25.00 to $5.00 effective October 1, 2015. Please note that your available funds will reflect the change.

$10,000 in Scholarships Available!

In a partnership with the MNFIC, NCCYou is pleased to offer a scholarship program exclusively to credit union members to help further their pursuit of education.

For the 2016-2017 school year, $10,000 in scholarships will be awarded to college students in traditional (high school seniors entering college) and non-traditional categories.

  • •Four $1,000 Harvey Bakke scholarships
  • •Twelve $500 scholarships


Complete an application and essay online at

2016 Essay Question: Other than family, what tools or resources do you use or see yourself using to make sure you are financially healthy?

Funds for the FIC’s scholarship program are raised each year during the committee’s silent auction, which is held during the Minnesota Credit Union Network’s Annual Meeting & Convention.

Have questions? Contact:

Courtney Watkins, Marketing Specialist/MNFIC committee member, (218) 279-3200 Ext. 268
Bridget Petersen, MNFIC Chair, (651) 215-3500

Click here to learn more about NCCYou e-Statements!

And while you’re at it, check out our new mobile banking app for Apple and Android devices! Simply go to the Apple Store or Google Play store and search for NCCYou!

Student loan

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member.

  • Arrowhead
    3311 W. Arrowhead Rd.
    Duluth, MN 55811
  • Woodland • Shops at Bluestone
    1004 Woodland Ave.
    Duluth, MN 55803
  • Virginia • Mountain Iron
    800 S. 16th Ave.
    Virginia, MN 55792

Shop Small Business Saturday on November 28th!

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