Click Here

Auto Buying Made Easy

Click Here

Current Rates

Click Here

Loan Applications

August is Back to School Savings Month

Saving is important at every age, but a person is more likely to be a diligent saver if they learn how to save when they are young.

Bring in the kids during the month of August to make a deposit to their Youth Savings Account or open an account if they don’t already have one. When you do one of those two things, the youth account holder gets to play PLINKO for a chance to win a cool prize! Encourage your child to save the money they earn from birthdays, report cards, doing chores, or taking care of their pet, and bring them into the credit union during August for fun and learning with savings accounts at NCCYou.

Disclaimer: Youth account holder must be present to play the game. Youth accounts are for children 12 and under. Minimum balance for a youth account is $5.00. Depositing money into account upon opening counts as one transaction in terms of this promotion. One play is allowed per individual for the duration of the promotion. Open to current members and non-members alike. Non-members must be willing to open a youth savings account and keep the account open for 90 days per regular account opening rules (see Truth In Savings). No purchase necessary to enter or win.

Pet Adoption on the Iron Range

Join us on Friday, July 24th for Pet Adoption Day at our Virginia branch! Meet pets and volunteers from Mesabi Humane Society and get more information about adoption. Help animals in need by giving them a forever home. NCCYou will accept donations (our Duluth branch will accept donations for Animal Allies) from July 20th through the 24th. Donate $5 or more and we’ll give you a gift!

Click here to learn more about NCCYou e-Statements!

And while you’re at it, check out our new mobile banking app for Apple and Android devices! Simply go to the Apple Store or Google Play store and search for NCCYou!

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member.


  • Arrowhead
    3311 W. Arrowhead Rd.
    Duluth, MN 55811
  • Woodland • Shops at Bluestone
    1004 Woodland Ave.
    Duluth, MN 55803
  • Virginia • Mountain Iron
    800 S. 16th Ave.
    Virginia, MN 55792

Lunch time Blizzards for our staff! The Jurassic Smash comes highly recommended. NCCYou supports #MiracleTreatDay. Buy a Blizzard, give a miracle! ... See MoreSee Less

It's Miracle Treat Day at Dairy Queen! $1 of every Blizzard sold today benefits local Children's Miracle Network Hospitals. Credit unions across Minnesota support the Miracle Network and you can too! Drop by your favorite DQ to get a Blizzard and make a miracle. ... See MoreSee Less

Bring in the kids during the month of August to make a deposit to their Youth Savings Account or open an account if they don’t already have one. When you do one of those two things, the youth account holder gets to play PLINKO for a chance to win a cool prize! Encourage your child to save the money they earn from birthdays, report cards, doing chores, or taking care of their pet, and bring them into the credit union during August for fun and learning with savings accounts at NCCYou.

Visit www.NCCYou.com for complete promotional details.
... See MoreSee Less


NCUA Logo Equal Lender Logo