Click Here

Auto Buying Made Easy

Click Here

Current Rates

Click Here

Loan Applications

Remote Deposit Capture Downtime

On Sunday, August 30th, the Remote Deposit feature of our app will be unavailable from 6:00 am to 11:00 am due to routine maintenance. This feature allows you to deposit a check to your NCCYou account simply by taking a photo of it with your phone. Please do not use the Remote Deposit part of the NCCYou app during this time. If you do not use this feature, please disregard this notification. We apologize for any inconvenience. Please call the credit union during business hours with any questions.

Important note about your Visa Payment

For all members with a Visa credit card with NCCYou, please note that we have migrated payment due date to the 28th of every month, starting in September. If you have any questions about our Visa cards, please call (218) 279-3200 Ext. 227 or press option #5 on our phone menu.

August is Back to School Savings Month

Saving is important at every age, but a person is more likely to be a diligent saver if they learn how to save when they are young.

Bring in the kids during the month of August to make a deposit to their Youth Savings Account or open an account if they don’t already have one. When you do one of those two things, the youth account holder gets to play PLINKO for a chance to win a cool prize! Encourage your child to save the money they earn from birthdays, report cards, doing chores, or taking care of their pet, and bring them into the credit union during August for fun and learning with savings accounts at NCCYou.

Disclaimer: Youth account holder must be present to play the game. Youth accounts are for children 12 and under. Minimum balance for a youth account is $5.00. Depositing money into account upon opening counts as one transaction in terms of this promotion. One play is allowed per individual for the duration of the promotion. Open to current members and non-members alike. Non-members must be willing to open a youth savings account and keep the account open for 90 days per regular account opening rules (see Truth In Savings). No purchase necessary to enter or win.

Click here to learn more about NCCYou e-Statements!

And while you’re at it, check out our new mobile banking app for Apple and Android devices! Simply go to the Apple Store or Google Play store and search for NCCYou!

Student loan

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member.

  • Arrowhead
    3311 W. Arrowhead Rd.
    Duluth, MN 55811
  • Woodland • Shops at Bluestone
    1004 Woodland Ave.
    Duluth, MN 55803
  • Virginia • Mountain Iron
    800 S. 16th Ave.
    Virginia, MN 55792

Northern Communities Credit Union shared TruStage's photo. ... See MoreSee Less

Another reminder, today is the LAST day to play PLINKO at the credit union. Come on down! ... See MoreSee Less

Thanks for playing, kiddos!

There is still time to play PLINKO at the credit union! Depositing to your youth savings account or opening one gives your child a turn at Plinko to win a cool prize! Stop by the credit union during lobby hours before the end of August.

Click the link for more details and terms disclosure.
... See MoreSee Less

NCUA Logo Equal Lender Logo