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Important Account Information

Please note that beginning March 31st, 2016, accounts that receive paper statements will be charged a fee of $2.95 per statement issue, with the exception of account holders ages 17 & under and 65 & older.

TO AVOID THIS FEE, please log in to Access24 and sign up for e-statements. If you have never used Access24 please click here to read directions for first-time users.

 E-statements are simply electronic statements – when your statement is ready to view you will receive an email notification that statements are available. You can view your statement by logging in to Access24 and using the “Online Services” tab.

You can always access your account by using Access24. Make a payment, make transfers, check your balance, pay more bills and much more. Give it a try! For help getting started, call us at (218) 279-3200.

Check out our new mobile banking app for Apple and Android devices! Simply go to the Apple Store or Google Play store and search for NCCYou!

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Student loan

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member. Federally Insured by NCUA. Equal Housing Lender.


  • Arrowhead
    3311 W. Arrowhead Rd.
    Duluth, MN 55811
  • Woodland • Shops at Bluestone
    1004 Woodland Ave.
    Duluth, MN 55803
  • Virginia • Mountain Iron
    800 S. 16th Ave.
    Virginia, MN 55792
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We’ve got great rates on Recreation Loans! Get pre-approved today at NCCYou today! Call (218) 279-3200 and dial option #4. Or, you can can apply online at bit.ly/2hEWicj. ... See MoreSee Less

Want to become an NCCYou member and switch your accounts from another financial institution? We make it easy. Call us at 218-279-3200 to get started. Download our switch kit here: bit.ly/2gsE9xz ... See MoreSee Less

Northern Communities Credit Union has teamed up with TurboTax to save you up to $15 on TurboTax Federal products. Visit intuit.me/2j6jErP for more information ... See MoreSee Less

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