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Important Account Information

Please note that beginning March 31st, 2016, accounts that receive paper statements will be charged a fee of $2.95 per statement issue, with the exception of account holders ages 17 & under and 65 & older.

TO AVOID THIS FEE, please log in to Access24 and sign up for e-statements. If you have never used Access24 please click here to read directions for first-time users.

 E-statements are simply electronic statements – when your statement is ready to view you will receive an email notification that statements are available. You can view your statement by logging in to Access24 and using the “Online Services” tab.

You can always access your account by using Access24. Make a payment, make transfers, check your balance, pay more bills and much more. Give it a try! For help getting started, call us at (218) 279-3200.

Check out our new mobile banking app for Apple and Android devices! Simply go to the Apple Store or Google Play store and search for NCCYou!

Member Cellular Discounts with Sprint
Student loan

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member. Federally Insured by NCUA. Equal Housing Lender.

  • Arrowhead
    3311 W. Arrowhead Rd.
    Duluth, MN 55811
  • Woodland • Shops at Bluestone
    1004 Woodland Ave.
    Duluth, MN 55803
  • Virginia • Mountain Iron
    800 S. 16th Ave.
    Virginia, MN 55792


Many new members join NCCYou through establishing a Share Account, which is equivalent to a savings account at a bank. The difference is, when you join a credit union, you’re a part-owner. That’s why they’re called ‘share’ accounts. And membership has its advantages – one of which is having a say in how your financial institution is run. Stop in or call us today. ... See MoreSee Less

As a sponsor of UMD Athletics, NCCYou is being recognized on Sponsor Appreciation Day, Friday, February 3rd at the Men’s Hockey game at AMSOIL Arena!

Check out the game ticket discount available to you through your NCCYou Membership - tickets for only $12!

Friday, February 3rd at 7pm
UMD Bulldogs vs. Nebraska Omaha

Simply visit by clicking the link here or typing it into your web browser and enter Promo Code NCCU to access discount offer.

Enjoy perks from Northern Communities Credit Union!
Thanks for being a Member!

This discount is available until 12 noon on 2/3/17.
If you are unsure of the source or validity of this email,
you are welcomed to verify this with any NCCYou staff
member by calling our office at (218) 279-3200.
... See MoreSee Less

Did you know that you can apply for a NCCYou loan or credit card online? Personal loans, new secured loans, VISA applications, and home equity line of credit applications can be accesses here: How’s that for convenience? ... See MoreSee Less

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