NCCYou Not Affected By Open SSL Heartbleed Bug


On April 7, 2014, researchers disclosed a potential exploit based on a flaw contained in versions of OpenSSL. The vulnerability, referred to as “OpenSSL Heartbleed Flaw,” if exploited, could allow an unauthorized user to access secured servers.

In response to the vulnerability:


We have analyzed all use of OpenSSL, and validated that only one instance carried a potential vulnerability. That vulnerability was patched immediately and we do not have any additional vulnerabilities from this threat.


We have no evidence that any of our systems have been improperly accessed due to this vulnerability and our member’s data has never been at risk.


Secured websites are those that use the https prefix and some experts believe as many as 66% of these sites, which range from shopping to email sites, use OpenSSL and are potentially vulnerable. Because of this NCCU will be requiring all home banking users to change their password the next time they log on to the system. While NCCU has not been compromised this measure is being taken as a further safeguard for the membership. As a further safeguard NCCU recommends that members change their passwords for any other web based applications as well.   



Join us for Youth Week and a FREE Seminar!


April 20th-26th is National Credit Union Youth Week! Please join us for lobby days (Monday April 21st-Fri April 25th) with informational material for parents and goodies for kids. More importantly...


Dan Szymczak, Financial Wellness Advocate, will be giving a FREE seminar for parents and kids!


“Talking to Your Kids About Personal Finance”

Wednesday, April 23rd, 2014 at 5:30 pm

NCCYou – Arrowhead, Board Room

Join us for great information, snacks, refreshments, and giveaways!



This Week in our Financial Wellness Blog!


This week's Be Well is all about credit. Credit is something that should be important to everyone. Credit is unfortunately something that most people only think about when they need it - and then they find out that it's not as good as they thought it was. This week's Be Well will get you on track to not only understand credit but will give you the knowledge to start making moves to better it, too!


Bonus: Special Financial Literacy Month Series - The Four Pillars of Financial Health


During the month of April, we are posting a special series about the foundation of a healthy financial life. This week's entry is all about Awareness, which is the first of the Four Pillars of Financial Health. You can read all about it here.


Our blog, "Be Well" is run by our Financial Wellness Advocate, Dan Szymczak. If you think you may need help with your personal finances, don't hesitate to email Dan or call him at 218-279-3216. For more information on the Financial Wellness Advocate position, click here.



Spring Recreational Vehicle Special


Long winter blues got you down? Think ahead to spring and check out our current special on recreational vehicle loans! Get rates as low as 3.20% with extra discounts available. Save on Jet Skis, boats, ATVs, and more! See us for more savings and details! Call us at 279-3200 today!




Leased Land Mortgages


St. Louis County is offering land for sale on a number of area lakes that it had previously leased to homeowners and property owners.  If you  own a home on this type of land, would like to build on this type of land, or would like to refinance existing property and buy County leased land, NCCYou can help!  We now offer a variety of mortgages on St. Louis County leased land, as well as bare land loans.  Call Koby Myer at 279-3237 for more information or to set up an appointment today!



We're on Facebook!


Northern Communities Credit Union is now on Facebook and Twitter!  You'll find links to both our new sites at the top left of our page.  Our Facebook page will highlight the new Financial Wellness blog of our Financial Wellness Advocate, Dan Szymczak.  "Like" us on Facebook for the latest and best information on personal finance, and follow us on Twitter for the latest news from your credit union!



Serve on Our Supervisory Committee


We currently have an opening on our Supervisory Committee! If you are interested in serving or would like to know more about the position, please call us at 279-3200. To view our current Board of Directors and Supervisory Committee, click here.

Click here to learn more about NCCYou e-Statements

And while you're at it, check out our new mobile banking app for Apple and Android devices!  Simply go to the Apple Store or Google Play store and search for NCCYou!