Checking Accounts

Your NCCYou Checking Accounts

NCCYou offers Checking Accounts designed for your safety and convenience. Our IDGuard Checking account comes with IDProtect-Identity Theft Monitoring and Resolution Service, a comprehensive identity protection program for just $2.95 a month. IDProtect also includes free credit report monitoring and alerts, up to $10,000 Identity Theft Expense Reimbursement Coverage and your own personal fraud resolution specialist to walk you through the process step by step until your identity is restored.You can access your NCCYou checking account anytime through the Access24 feature and on our mobile app. We include free Bill Pay and remote deposit capture on all accounts for your convenience as well.


We now offer CardNav by CO-OP, which gives you real-time control over your NCCYou Debit Card through your smartphone or tablet. More Info…
NCCYou also offers a basic checking, which does not come with IDProtect, and Youth Savings accounts for children 12 and under.

Access to funds is important in today’s busy world.
Start today with a checking account through NCCYou!

If your debit card is lost or stolen, call 1-888-241-2510.
This is available 24 hours a day, 7 days a week.

To report fraud on your debit card, call 1-866-577-2341

To activate your debit/atm card, members must call: 1-800-466-0040

To reorder paper checks, click here.

* IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.


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